As long as credit is easy to receive, debt will continue to walk with us through life, taunting our every move and aggravating our very existence. Some debt advisors state that the total amount of debt accrued per month in credit cards, loans, mail order catalogs etc., should not exceed any more than 36% of [...]
Each week I read a vast amount on blogs about debt, investing, saving money and there’s always a special few that are too good to be kept a secret. Now that October is upon us it’s time for me to check back on my personal finance bookmarks and choose a few to share with anyone [...]
One of the biggest problems with the financial climate today, is the amount of personal debt that many people have incurred. For most people, their income is limited and, in some cases, has even reduced due to redundancy, or having to take a cut in pay, and, of course, ever-rising prices. There are many ways [...]
Is there more to a marriage than love? It’s not surprising that many couples stay together when the love fades for financial reasons. This practical approach to marriage can stop people falling into debt and don’t forget that married people are much more likely to avoid depression and live longer than their single counterparts. I’ve [...]
Talking to a machine on the phone can drive you insane, especially if the per minute charge is a ridiculously high price All you want to do is talk to a human and all the company your calling wants to do is make you bankrupt but help is at hand from cheapflights.co.uk who have come [...]
Home repossession has skyrocketed throughout 2008, the Bank of England has disclosed that more than 500,000 homeowners are now in negative equity however other sources have said the figure could be breaking 1 million. It is expected that 45,000 homes will been repossessed by the end of the year.This figure equates to 123 repossessions per [...]
Every newspaper and every news reports tells us we are in the grip of the start of a recession, but for many of us we do not need the media to tell us about the recession many of us are living with it from day to day. This year has seen a large increase in [...]
Debt is a serious issue, and has serious consequences. If you are in debt it is important to look for debt advice. Although it can be hard to come to terms with the fact that you are in financial difficulty, once you do this you are opening yourself up to a lot of resources that [...]
Student loans are a necessity for almost all students. And while starting your working life with a large debt is hardly ideal, student loans are one of the best types of loan available. The APR of a student loan is the same as the rate of inflation. So effectively, the size of your debt never [...]
In addition to the standard ‘write and stick to budget’ there are a number of further ways to help you stay out of debt. One of the most effective ways is to carefully think about whether you actually need to make a purchase – don’t just buy something because it’s on sale, on offer or [...]
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