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	<title>Money Stand</title>
	<link>http://www.moneystand.co.uk</link>
	<description>Personal Finance News, Reviews, Advice and Opinions</description>
	<lastBuildDate>Sat, 08 Oct 2011 13:45:33 +0000</lastBuildDate>
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		<title>Dealing with bad credit because of debt</title>
		<description><![CDATA[Many people have debts that don&#8217;t affect their credit rating badly, because they are able to make regular repayments. In fact, borrowing can actually allow people to build up a credit history in the first place. It shows potential borrowers &#8230; <a href="http://www.moneystand.co.uk/2011/10/08/dealing-with-bad-credit-because-of-debt/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<link>http://www.moneystand.co.uk/2011/10/08/dealing-with-bad-credit-because-of-debt/</link>
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		<title>Freelancer&#8217;s Help Book: Managing Your Finances</title>
		<description><![CDATA[Many people dream of working for themselves and being their own boss. Going freelance can be a double-edged sword, as independent contractors find themselves landed with the responsibility of dealing with their business finances for themselves. For freelancers the key &#8230; <a href="http://www.moneystand.co.uk/2011/10/04/freelancers-help-book-managing-your-finances/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<link>http://www.moneystand.co.uk/2011/10/04/freelancers-help-book-managing-your-finances/</link>
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		<title>A Guide to Finding Cheaper Car Insurance</title>
		<description><![CDATA[Finding a good deal on your car insurance can be a stressful task – you can look through hundreds of car insurance quotes, weigh up their pros and cons, and still feel like you’re getting nowhere. You can make the &#8230; <a href="http://www.moneystand.co.uk/2011/08/20/a-guide-to-finding-cheaper-car-insurance/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<link>http://www.moneystand.co.uk/2011/08/20/a-guide-to-finding-cheaper-car-insurance/</link>
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		<title>Advantages of an IVA over bankruptcy</title>
		<description><![CDATA[Putting it simply, an IVA is considerably better than declaring bankruptcy. In short, these are the main reasons why this is so. Firstly, there is no social stigma associated with an IVA. Of course if everyone knew there would be, &#8230; <a href="http://www.moneystand.co.uk/2011/06/25/advantages-of-an-iva-over-bankruptcy/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<link>http://www.moneystand.co.uk/2011/06/25/advantages-of-an-iva-over-bankruptcy/</link>
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		<title>Calculating the costs of the little things</title>
		<description><![CDATA[It can get a little hectic when trying to calculating monthly expenditure for your day to day living costs. However,  this is a great way to make big inroads into practicing money management and learning more about your biggest spending &#8230; <a href="http://www.moneystand.co.uk/2011/01/26/calculating-the-costs-of-the-little-things/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<link>http://www.moneystand.co.uk/2011/01/26/calculating-the-costs-of-the-little-things/</link>
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		<title>IVA or bankruptcy?</title>
		<description><![CDATA[If you are having trouble meeting your debt repayments you should always seriously consider an IVA (Individual Voluntary Arrangement) before you consider Bankruptcy. IVAs are by far the lesser of two evils. With an IVA an Insolvency Practitioner will negotiate &#8230; <a href="http://www.moneystand.co.uk/2010/12/28/iva-or-bankruptcy/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<link>http://www.moneystand.co.uk/2010/12/28/iva-or-bankruptcy/</link>
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		<title>Tricks to Break the Credit Card Habit</title>
		<description><![CDATA[If you are someone who is in the habit of using credit card for every other purchase, then by most chances you are also a victim of huge debts. More than half of the Americans are today submerged in huge &#8230; <a href="http://www.moneystand.co.uk/2010/09/20/tricks-to-break-the-credit-card-habit/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<link>http://www.moneystand.co.uk/2010/09/20/tricks-to-break-the-credit-card-habit/</link>
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		<title>Simple ways to improve your credit score</title>
		<description><![CDATA[So, you&#8217;ve had a recent series of events that were less than optimal. Maybe you lost your job, perhaps had an unexpected medical bill, or maybe you were feeling down one day and decided to impulse buy things you really &#8230; <a href="http://www.moneystand.co.uk/2010/09/17/simple-ways-to-improve-your-credit-score/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<link>http://www.moneystand.co.uk/2010/09/17/simple-ways-to-improve-your-credit-score/</link>
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		<title>Starting Out as a Self Employed Freelancer</title>
		<description><![CDATA[The decision to become a self-employed freelancer can be a rewarding choice that allows an individual to work autonomously under their own terms. Of course, it can also be an organisational and taxation nightmare for the unprepared. Self-employment status affords &#8230; <a href="http://www.moneystand.co.uk/2010/09/08/starting-out-as-a-self-employed-freelancer/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<link>http://www.moneystand.co.uk/2010/09/08/starting-out-as-a-self-employed-freelancer/</link>
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		<title>IVA more flexible than bankruptcy?</title>
		<description><![CDATA[So why is an IVA more flexible than bankruptcy? Well I guess it all depends on your individual circumstances, the amount of money owed, your income and your lifestyle. There are many positives to both an IVA and bankruptcy of &#8230; <a href="http://www.moneystand.co.uk/2010/08/12/iva-more-flexible-than-bankruptcy/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<link>http://www.moneystand.co.uk/2010/08/12/iva-more-flexible-than-bankruptcy/</link>
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