Back in June I wrote an article on Money Stand about potential advantages and disadvantages of home improvement loans and received a guest post from one of our readers on their opinion as a follow up. Some great points here. Keep them coming guys! If you have good equity in your property and would like [...]
Many people are struggling to keep their heads above water in the current economic downturn. Some have even had to take cut in pay, while their financial commitments have gone up and up. One solution to the problem is to try and increase your income with extra work. If you already work full-time, you may [...]
What is a personal loan? Some key points: 1) Either money or items that you have borrowed from someone, may it be an individual, group or organization 2) Consists of relatively high interest. If interest is low, it is likely more of someone doing a favor to you. 3) The creditor has a motive for [...]
Student loans are a necessity for almost all students. And while starting your working life with a large debt is hardly ideal, student loans are one of the best types of loan available. The APR of a student loan is the same as the rate of inflation. So effectively, the size of your debt never [...]
Student loans are the spawn of Satan. I was unable to find a job after my studies were complete and I seem to have this huge loan hanging over my head. Because of the length of time that you are allowed to take the loan over it sits in the background until you are working [...]
Student loans are definitely good: as a third year student its very hard to get through all the course work, hold down a day job and pay all your bills. Without a student loan I would not be able to keep a roof over my head as I am studying away from home. I would [...]
So you have a household budget that you stick to but you’re still worried about falling into debt? Well that is understandable, all it takes is for the boiler to pack in, or unforeseen circumstances to pop up causing necessary expenditure of cash you don’t have. The first way to buffer against this is to [...]
Debt. We live in a world where it is easy to fall in to debt problems. Some debts are unavoidable & I think that it is important to manage the debt you have so that it does not cost you more that it absolutely has to. Its also important to have a goal of being [...]
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