Throughout the recession we have continually been warned to be creative with our money. However, it is doubtful that the financial experts issuing such warnings had the following in mind when they recommended creativity! Some people appear to have taken creativity to the extreme by differing origami shapes from bank notes take a look at [...]
One alternatively to being bankrupt is not to be in debt in the first place. That’s easy for me to say, since I have this knowledge first hand. There’s so many simple rules that you can live by to ensure this never happens and I will try to outline the lessons that I have learned [...]
It really depends on your situation. If you are still in an early and fledgling relationship then I think that you shouldn’t have to share your debt problems with your partner. It is more about diverting the actual truth rather than lying. If you’re in a long lasting relationship then couples should share debt problems [...]
While we’re all hoping Santa Claus will break into our house and leave us a bounty of presents, there are plenty of other yuletide security-breaches that won’t leave such a warm glow. And despite credit cards getting savvier than ever, they will never be impenetrable. In fact, Wired has shown just how easy it is [...]
The first step is to notice that you have a problem so well down you have completed the first step and hopefully the only way is up! It will take a lot or determination and maybe even some sacrifices however it will be worth it in the end. The second step would be to stop [...]
Bankruptcy should only ever be seen as a last resort. The consequences are serious, affecting the person’s ability to retain their home or earn a living through their own business, for up to 15 years. The increased pressure from being in such a dire long-term situation puts pressure on the person emotionally, effecting personal well-being [...]
Are your money management skills effected by your upbringing? As with anything, the best way to learn — for people of any age — is through hands-on experience; I believe the best way for kids to learn how to manage their own money is by letting them taking control of it. This doesn’t necessarily mean [...]
It seems our post in July about Debt and relationships has sparked a few conversations! Here’s another guest post this week from someone who was inspired to write in after reading a post from another. If you want to write us a post and have your opinion on a debt topic heard, get in contact [...]
The first and most important step in getting out of debt is to admit that you have a problem, and to realise that it is really nothing to be ashamed of. There are thousands of others in the same boat, many of whom are too ashamed to admit to being in debt. Websites like MoneySavingExpert.com [...]
Each week I read a vast amount on blogs about debt, investing, saving money and there’s always a special few that are too good to be kept a secret. Now that October is upon us it’s time for me to check back on my personal finance bookmarks and choose a few to share with anyone [...]
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