As long as credit is easy to receive, debt will continue to walk with us through life, taunting our every move and aggravating our very existence. Some debt advisors state that the total amount of debt accrued per month in credit cards, loans, mail order catalogs etc., should not exceed any more than 36% of [...]
The first things you have to take into account when you receive your payslip are the unavoidable demands made on your salary by the Government, namely income tax and National Insurance contributions. These are generally deducted before you see your money. The amount you see as ‘net pay’ is yours but needs to be managed effectively. [...]
Debt Counselling – If you want a sensible alternative to bankruptcy but are unsure where to turn, you may be an excellent candidate for credit counselling. As rates of consumer debt have grown over the past decade, debt counselling services have grown along with it. The best debt relief services can help consumers to dig [...]
Regardless of what some people say, eBay can be really fun and its a great way to become debt free, if you are in financial difficulties. The bidding frenzy when your stomachs churning in the dying seconds of the auction whether you will win or not. Then there is the rush of actually winning your [...]
National Lottery organisers Camelot have released a series of statistics which will seemingly improve your odds of winning the lottery. According to the National Lottery records which were published last week, you are more likely to hit the jackpot with an old-fashioned which people can spell. John and Margaret top the lists of men and [...]
There is a craze apparently sweeping the UK. Merging together pictures of celebrities with money notes from around the world. The mix looks surprisingly natural for some;
With the world financial crisis smoke still wafting through much of the western world, it is almost with impeccable timing that a man whom some blame for the igniting of the financial disaster flame will be returning to the big screen; Michael Douglas. Okay, so really we mean Michael Douglas’s infamous character Gordon Gekko, a [...]
Saving money doesn’t have to involve making large sacrifices. My granny always used to say if you look after the pennies the pounds will look after themselves. Small savings of even just a pound everyday can have a great impact on your finances. Here are five tips on how to save a pound each day: [...]
If financial problems wrack you with worry, take comfort in the knowledge you are not alone. In fact, the list of the rich and famous who have struggled with debt is a surprisingly long one. Here is just a small selection; Thinking of buying a whole town? It is not cheap and may well lead [...]
Instead of declaring bankruptcy, how about trying these commonly used debt solutions…. 1. An IVA. These were introduced by the Government as a way of debt management without resorting to the complex legal process of Bankruptcy. You negotiate a percentage with creditors of how much you can pay back, and if they agree you may [...]
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