Money Stand

So why is an IVA more flexible than bankruptcy? Well I guess it all depends on your individual circumstances, the amount of money owed, your income and your lifestyle. There are many positives to both an IVA and bankruptcy of course dependant on what suits your individual needs. The flexibility with an IVA is that [...]

As long as credit is easy to receive, debt will continue to walk with us through life, taunting our every move and aggravating our very existence. Some debt advisors state that the total amount of debt accrued per month in credit cards, loans, mail order catalogs etc., should not exceed any more than 36% of [...]

The first things you have to take into account when you receive your payslip are the unavoidable demands made on your salary by the Government, namely income tax and National Insurance contributions. These are generally deducted before you see your money.  The amount you see as ‘net pay’ is yours but needs to be managed effectively. [...]

Debt Counselling – If you want a sensible alternative to bankruptcy but are unsure where to turn, you may be an excellent candidate for credit counselling. As rates of consumer debt have grown over the past decade, debt counselling services have grown along with it. The best debt relief services can help consumers to dig [...]

Regardless of what some people say, eBay can be really fun and its a great way to become debt free, if you are in financial difficulties. The bidding frenzy when your stomachs churning in the dying seconds of the auction whether you will win or not. Then there is the rush of actually winning your [...]

IVAs can be a more flexible solution to money problems, and can be a lot less daunting than bankruptcy. Bankrupt people still face the stigma of going through courts; they have their names in the paper and will forever be excluded from certain types of work. But with an IVA, although not a light choice [...]

Bankruptcy should always be viewed as an extreme last resort, yes all your debts will be cleared but all of your assets; your house, your car, anything of value which you own can be sold off to your creditors. As well as this you will be declared bankrupt in the newspaper and this can affect [...]

National Lottery organisers Camelot have released a series of statistics which will seemingly improve your odds of winning the lottery. According to the National Lottery records which were published last week, you are more likely to hit the jackpot with an old-fashioned which people can spell. John and Margaret top the lists of men and [...]

With the housing market finally slowing down and, some say, potentially about to plummet, now might be a good time to take out a loan to do some home improvements. Now is certainly not the time to try and move up the property ladder, so if your ambitions in that direction have stalled, you could [...]

There is a craze apparently sweeping the UK. Merging together pictures of celebrities with money notes from around the world. The mix looks surprisingly natural for some;